Savings amount
US$4,000
US$1,000,000
Guaranteed Return
upon Maturity
USD 116500
Guaranteed Rate up to
p.a.* at the end of
the 5th year
End of Policy Year |
Total Premium Paid (USD) |
Guaranteed Cash Value (USD) |
The calculator is for illustration only and does not account for levy payment. The Guaranteed Cash Value illustrated may differ slightly from the actual benefit amount payable due to rounding differences.
*The “3.1% p.a.” refers to the guaranteed annualized rate of return should the policy be held for its entire five-year benefit term. Early surrender charges apply during the first 3 policy years.
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Key Summary | Key Coverage |
Basic Information | |
Policy Currency | USD |
Issue Age | 18 – 70 |
Policy Benefit Term | 5 years |
Premium Payment Term | Single payment |
Maximum Cover Age | 75 |
Premium Payment Frequency | Single premium |
Minimum Premium Amount (per policy) | USD 4,000 |
Maximum Premium Amount (per Life Assured) | USD 1,000,000 The aggregate premium limit across all WeSave E1 policies is limited to a maximum of USD 1,000,000. |
Partial Surrender | Not applicable |
Guaranteed Maturity Return | 3.1% p.a., equivalent to a total return of 116.5% of Total Premium Paid |
Benefits | |
Surrender Benefit | 100% of Guaranteed Cash Value |
Maturity Benefit | 100% of Guaranteed Cash Value |
Death Benefit | The higher of the following: 101% of Total Premium Paid 100% of Guaranteed Cash Value |
Accidental Death Benefit | If the death of the Life Assured individual is caused by an accident, in addition to Death Benefit, an extra 100% of Total Premium Paid will be given, subject to a maximum of USD 125,000 per Life Assured under all WeSave E1 policies. |
High return
WeSave E1 Insurance Plan
*The “3.1% p.a.” refers to the guaranteed annualized rate of return should the policy be held for its entire five-year benefit term. Early surrender charges apply during the first 3 policy years.
Flexible
WeSave S3 Insurance Plan
# “The 2.3% p.a.” refers to the guaranteed annualized rate of return should the policy be held for its entire five-year benefit term.
Remarks:
*The “3.1% p.a.” refers to the guaranteed annualized rate of return should the policy be held for its entire five-year benefit term. Early surrender charges apply during the first 3 policy years.