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Key Benefits
Protection Plan
What’s Covered
FAQS

Cancers of any stage and organ are all covered1

Cancer could be one of the deadliest diseases in Hong Kong with an enormous cost of treatment. Do you have a cancer protection covering all stages of cancers? WeCare Protector Cancer All-in-One (the “Plan”) offers you a cancer protection covering carcinoma-in-situ (CIS), early-stage cancer and serious cancer. A lump sum of cash benefit equivalent to 100% of the Benefit Amount will be granted regardless of stages of cancer to provide you living and medical support.

  • Truly all-round cancer protection

    Most cancer protection plans in the market are exclusive for certain stages of cancer and few specific organs. The Plan offers a truly all-round cancer protection—regardless of the stages and organ affected1.

  • 100% Benefit Amount available for all stages

    Medical expenses for cancer treatment could be daunting. Under the Plan, a lump sum of cash equivalent to 100% of the Benefit Amount will be granted upon diagnosis of cancer at any stage.

  • Seamless application in 5 minutes

    No medical examinations or additional documents are required for the Plan. Answer a few health assessment questions and the online application can be completed in 5 minutes.

  • ^Premium shown is for a Hong Kong non-smoking male aged 18, apply for the entry plan of “WeCare Cancer All-in-One Protector” with 1 year policy benefit term, and the monthly premium is HK$29.5. The daily cost of HK$1 is achieved by spreading the monthly premium (HK$29.5) for the aforementioned conditions over 30 days.

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  • Entry Plan

    Benefit Amount:

    HK$200,000


    Monthly premium as low as

    HK$

  • Standard Plan

    Benefit Amount:

    HK$ 400,000


    Monthly premium as low as

    HK$

  • Premium Plan

    Benefit Amount:

    HK$500,000


    Monthly premium starts as low as

    HK$

We will assess your health conditions as part of our underwriting process, and we may add loading premium based on the underwriting result.

Premium is for reference only, actual premium may change based on the underwriting result.

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Key Features and Benefits2

Get to know more about the Plan

Entry Plan Standard Plan Premium Plan
Benefits An extensive cancer benefit covering carcinoma in situ (CIS), early-stage cancer and serious cancer
A lump sum cash payment equivalent to 100% of Benefit Amount will be granted upon diagnosis of any stage of cancer
Benefit Amount HK$200,000 HK$400,000 HK$500,000
Issue Age Age 18 to 65
Maximum Cover Age 85
Policy Benefit Term 1 year, yearly renewal to age 85
Premium Payment Term Same as selected Policy Benefit Term
Premium Payment Frequency Monthly
Compassionate Death Benefit 105% of total premiums paid in the current Policy Benefit Term
More Benefits
Change of Plan Coverage Anytime. The change of plan will be effective on the next monthiversary3
Renewal Guaranteed policy renewal without providing further proof of health conditions
What's not covered 4?
Medical conditions that exist prior to plan commencement and any inborn conditions will be excluded. Any conditions caused by alcohol and drugs that are not prescribed by a doctor will be excluded as well.
The Compassionate Death Benefit is not payable due to suicide within 1 year from the policy issue date. The total premiums paid for the current protection period will be refunded.
Waiting period is 60 days. No benefit for CIS, early-stage cancer and serious cancer shall be payable if the sign(s) and/or symptom(s) within sixty (60) days from the Policy Issue Date; or the date of reinstatement of the Policy (whichever is later)

The product information does not contain the full terms of the policy and the full terms can be found in the policy document.

Download products summary Download policy provision

Frequently Asked Questions


Who can buy this Plan?

Is medical examination or any health proof required when I apply for the Plan?

Can I purchase the Plan for my family?

This FAQ is provided for reference only and does not constitute any part of the insurance contract. For full terms and conditions and exclusions, please refer to the policy document itself which shall prevail in case of inconsistency. In the event of any discrepancy between the English and Chinese versions, the English version shall prevail. Blue Insurance Limited reserves the right of final approval and decision on all matters.
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