Cancer could be one of the deadliest diseases in Hong Kong with an enormous cost of treatment. Do you have a cancer protection covering all stages of cancers? WeCare Protector Cancer All-in-One (the “Plan”) offers you a
Truly all-round cancer protection
Most cancer protection plans in the market are exclusive for certain stages of cancer and few specific organs. The Plan offers a truly all-round cancer protection—regardless of the stages and organ affected1.
100% Benefit Amount available for all stages
Medical expenses for cancer treatment could be daunting. Under the Plan, a lump sum of cash equivalent to 100% of the Benefit Amount will be granted upon diagnosis of cancer at any stage.
Seamless application in 5 minutes
No medical examinations or additional documents are required for the Plan. Answer a few health assessment questions and the online application can be completed in 5 minutes.
^Premium shown is for a Hong Kong non-smoking male aged 18, apply for the entry plan of “WeCare Cancer All-in-One Protector” with 1 year policy benefit term, and the monthly premium is HK$29.5. The daily cost of HK$1 is achieved by spreading the monthly premium (HK$29.5) for the aforementioned conditions over 30 days.
Simply fill in gender, age and smoking habit for an instant quote!
Entry Plan
Benefit Amount:
HK$200,000
Monthly premium as low as
HK$
Standard Plan
Benefit Amount:
HK$ 400,000
Monthly premium as low as
HK$
Premium Plan
Benefit Amount:
HK$500,000
Monthly premium starts as low as
HK$
We will assess your health conditions as part of our underwriting process, and we may add loading premium based on the underwriting result.
Premium is for reference only, actual premium may change based on the underwriting result.
Get to know more about the Plan
Entry Plan | Standard Plan | Premium Plan | |
Benefits | An
extensive cancer benefit covering carcinoma in situ (CIS), early-stage cancer and
serious cancer A lump sum cash payment equivalent to 100% of Benefit Amount will be granted upon diagnosis of any stage of cancer |
||
Benefit Amount | HK$200,000 | HK$400,000 | HK$500,000 |
Issue Age | Age 18 to 65 | ||
Maximum Cover Age | 85 | ||
Policy Benefit Term | 1 year, yearly renewal to age 85 | ||
Premium Payment Term | Same as selected Policy Benefit Term | ||
Premium Payment Frequency | Monthly | ||
Compassionate Death Benefit | 105% of total premiums paid in the current Policy Benefit Term |
More Benefits | |||
Change of Plan Coverage | Anytime. The change of plan will be effective on the next monthiversary3 | ||
Renewal | Guaranteed policy renewal without providing further proof of health conditions |
What's not covered 4? | |||
Medical conditions that exist prior to plan commencement and any inborn conditions will be excluded. Any conditions caused by alcohol and drugs that are not prescribed by a doctor will be excluded as well. | |||
The Compassionate Death Benefit is not payable due to suicide within 1 year from the policy issue date. The total premiums paid for the current protection period will be refunded. | |||
Waiting period is 60 days. No benefit for CIS, early-stage cancer and serious cancer shall be payable if the sign(s) and/or symptom(s) within sixty (60) days from the Policy Issue Date; or the date of reinstatement of the Policy (whichever is later) |
The product information does not contain the full terms of the policy and the full terms can be found in the policy document.
Who can buy this Plan?
Is medical examination or any health proof required when I apply for the Plan?
Can I purchase the Plan for my family?