WeSave E1 Insurance Plan
WeSave S3 Insurance Plan
WeCare Term Life Protection Plan 1
WeCare Term Life Protection Plan 2
WeGuard PharmaEASY Protector
WeGuard Eye Disease Protector
WeMedi Top Up (Outpatient) Protector
WeMedi Outpatient Protector
WeCare 109% Refundable Critical Illness Protector
WeCare Cancer All-in-One Protector
WeCare Carcinoma-in-situ (CIS) Protector
WeCare Critical Illness Protection Plan 1
WeCare Accidental Hospital Cash Protector
WeCare Accidental Emergency Cash Protector
WeCare Accidental Joint & Bones Protector
WeCare Personal Accident Protection Plan 1
WeSave E1 Insurance Plan
WeSave S3 Insurance Plan
WeCare Term Life Protection Plan 1
WeCare Term Life Protection Plan 2
WeGuard PharmaEASY Protector
WeGuard Eye Disease Protector
WeMedi
Top Up (Outpatient) Protector
WeMedi
Outpatient Protector
WeCare 109% Refundable Critical Illness Protector
WeCare Cancer All-in-One Protector
WeCare Carcinoma-in-situ (CIS) Protector
WeCare Critical Illness Protection Plan 1
WeCare Accidental Hospital Cash Protector
WeCare Accidental Emergency Cash Protector
WeCare Accidental Joint & Bones Protector
WeCare Personal Accident Protection Plan 1
WeMedi
Top Up (Outpatient) Protector
WeSave S3 Insurance Plan
WeCare Term Life Protection Plan 1
WeGuard PharmaEASY Protector
WeSave E1 Insurance Plan
WeMedi
Outpatient Protector
WeGuard Eye Disease Protector
WeCare Term Life Protection Plan 2
WeCare Critical Illness Protection Plan 1
WeCare Personal Accident Protection Plan 1
WeCare Accidental Hospital Cash Protector
WeCare Accidental Emergency Cash Protector
WeCare Accidental Joint & Bones Protector
WeCare 109% Refundable Critical Illness Protector
WeCare Cancer All-in-One Protector
WeCare Carcinoma-in-situ (CIS) Protector
WeCare Accidental Joint &
Bones Protector
Get cover when your
bone get injured
accidently
The premium as low as HK$0.6^
Respective terms and conditions apply to above product.
Get a quoteWeCare Accidental Joint &
Bones Protector
Get cover when your
bone get injured
accidently
The premium as low as HK$0.6^
Respective terms and conditions apply to above product.
Get a quoteAs an enthusiast of sports and outdoor activities, exploring the nature may become your everyday life. Want to have a simple and targeted protection? WeCare Accidental Joint & Bones Protector (the "Plan" ) is the first-ever*dedicated joint & bones protection plan in Hong Kong. Our Plan gears you up against bone fracture and dislocation of joint caused by accidents. You are only required to provide medical diagnostic imaging as a proof to claim for a lump sum of cash benefit. You may choose plans with different Benefit Amount which best fits your lifestyle.
Essential for sport enthusiast
It is not uncommon to crack your bone accidentally when you take up challenges to explore nature. Under the Plan, you are only required to provide medical diagnostic imaging as a proof to claim for a lump sum of cash benefit.
Low premium, adequate protection
The monthly premium of the entry plan is as low as HK$16.6^ with Benefit Amount of HK$1,000. Coverage up to 2 accidents per year.
Coverage for all ages alike
Minimum issue age is 15 days after birth, maximum issue age is 65 years old1 .
*The statement we have made about this feature being ‘first-ever’ is based on comparing it with other available publicity of life insurance plans issued by Hong Kong’s major life insurance companies for individual customers as at 9 October, 2020.
^Premium shown is for a Hong Kong female life assured aged 0(15 days), you apply the entry plan of “WeCare Accidental Joint & Bones Protector” for her, with 1 year policy benefit term, and the monthly premium is HK$16.6. The daily cost of HK$0.6 is achieved by spreading the monthly premium (HK$16.6) for the aforementioned conditions over 30 days.
Simply fill in your gender and age for an instant quote!
Entry Plan
Benefit Amount:
HK$1,000
Coverage up to 2 accidents per year
Monthly premium as low as
HK$
Standard Plan
Benefit Amount:
HK$3,000
Coverage up to 2 accidents per year
Monthly premium as low as
HK$
Premium Plan
Benefit Amount:
HK$5,000
Coverage up to 2 accidents per year
Monthly premium as low as
HK$
We will assess your occupation as part of our underwriting process, and we may add loading premium based on the underwriting result.
Premium is for reference only, actual premium may change based on the underwriting result.
Get to know more about the Plan
Entry Plan | Standard Plan | Premium Plan | |
Benefits | Lump Sum benefit upon diagnosis of bone
fracture or dislocation of joint as a result of an accident Coverage up to 2 accidents per Policy Year | ||
Benefit Amount | HK$1,000 | HK$3,000 | HK$5,000 |
Issue Age | 15 days to age 65 | ||
Maximum Cover Age | 80 | ||
Policy Benefit Term | 1 year, yearly renewal to age 80 | ||
Premium Payment Term | Same as selected Policy Benefit Term | ||
Premium Payment Frequency | Monthly | ||
Compassionate Death Benefit | 105% of total premiums paid in the current Policy Benefit Term |
More Benefits | |||
Change of Plan Coverage | Anytime. The change of plan will be effective on the next monthiversary3 | ||
Renewal | Guaranteed policy renewal without providing further proof of health conditions |
What's not covered 4? | |||
Medical conditions that exist prior to plan commencement and any inborn conditions will be excluded. Any conditions caused by alcohol and drugs that are not prescribed by a doctor will be excluded as well. | |||
The Compassionate Death Benefit is not payable due to suicide within 1 year from the policy issue date. The total premiums paid for the current protection period will be refunded. |
The product information does not contain the full terms of the policy and the full terms can be found in the policy document.
Who can buy this Plan?
If you are the policyholder, you must be a Hong Kong identity card holder aged 18 or above with a residential address in Hong Kong in order to be eligible to buy this Plan. You must be in Hong Kong when you are applying for the Plan.
Is medical examination or any health proof required when I apply for the Plan?
No. You are only required to answer all questions during the online application process for our assessment.
Can I purchase the Plan for my family?
Yes, you can purchase the Plan for your spouse and your children. The Life Assured must be a Hong Kong identity card holder with a residential address in Hong Kong. He/She must be in Hong Kong when applying for the Plan.
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