Product Recommendations
Don’t currently have any insurance? Or looking to top up your existing insurance coverage as you start a new chapter in life?
Tell us which life stage you’re at and we will recommend insurance plans that may suit your needs!
Select my life stage
Starting Your Career
As you’re just starting to build your career, you may consider term life and personal accident insurance plans that provide you with the essential protection you need at relatively affordable prices.
Big Data by Blue
Average Protection Amount
HK＄1,200,000
Term life insurance usually charges a lower premium, which makes it a popular choice among young customers who are looking for basic protection.
With WeCare Term Life 1, you can choose your desired protection period and premium payment period from 1 - 30 years. You may also get a portion of premium returned upon policy withdrawal, enjoying extra flexibility to change your plans when needed.
Among the group of Blue customers aged 18 - 24, 23% bought WeCare Term Life 1:
Average Protection Amount
HK＄1,200,000
Entry Protection Combo
Products recommended for those who start their career
The above initial quote shows the lowest premium based on your age, gender and smoking status (not necessarily with the latest promotions) input in “Get a Quote”. The premium is subject to a range of factors including but not limited to protection amount, protection period, and the health conditions of the life assured. Levy by Insurance Authority also applies. You may refer to the promotion page for details of the latest promotion offers. For the full terms and benefits of the policy, key product risks, full lists of exclusions, please refer to product summary and policy provision. Terms & Conditions apply to above products. For more information, please refer to respective product pages.
* This refers to the guaranteed annualised rate of return should the policy be held for its entire five-year benefit term.
Getting Married
Getting married means that you are entering into a new stage of life and will need to commit more responsibilities. Equip yourself with extra protection so you can ensure that you and your loved ones are in good hands if life ever throws a curve ball at you.
Big Data by Blue
Average Protection Amount
HK＄1,690,000
Married couples can strengthen the existing insurance coverage with term life insurance, which is usually available at a relatively low premium.
27.7% of Blue customers aged 25 - 34 bought WeCare Term Life 1. You can enjoy a protection period and premium payment period of up to 30 years to align with your mortgage term. If you unfortunately pass away, your family could make use of the lump sum benefit to pay off your mortgage or other living expenses.
Average Protection Amount
HK＄1,690,000
Enhanced Protection Combo
Products recommended for those who just get married
The above initial quote shows the lowest premium based on your age, gender and smoking status (not necessarily with the latest promotions) input in “Get a Quote”. The premium is subject to a range of factors including but not limited to protection amount, protection period, and the health conditions of the life assured. Levy by Insurance Authority also applies. You may refer to the promotion page for details of the latest promotion offers. For the full terms and benefits of the policy, key product risks, full lists of exclusions, please refer to product summary and policy provision. Terms & Conditions apply to above products. For more information, please refer to respective product pages.
* This refers to the guaranteed annualised rate of return should the policy be held for its entire five-year benefit term.
Becoming a Parent
As you start a family, you have to rethink your financial plan to include other family members like your children and parents. You may also face financial burdens like a mortgage and additional living expenses. That's why you need extra protection and enough savings to protect your family against the unexpected.
Big Data by Blue
Average Protection Amount
HK＄2,150,000
As the family's main income earner, you may consider purchasing affordable term life insurance during the critical periods where you need to fund your children's education and look after aging parents.
31% of Blue customers aged 35 - 44 purchased WeCare Term Life 1. You can enjoy a protection period and premium payment period of up to 30 years to align with your mortgage term. If you unfortunately pass away, your family could make use of the lump sum benefit to pay off your mortgage or other living expenses.
Average Protection Amount
HK＄2,150,000
Well-Rounded Protection Combo
Products recommended for parents
The above initial quote shows the lowest premium based on your age, gender and smoking status (not necessarily with the latest promotions) input in “Get a Quote”. The premium is subject to a range of factors including but not limited to protection amount, protection period, and the health conditions of the life assured. Levy by Insurance Authority also applies. You may refer to the promotion page for details of the latest promotion offers. For the full terms and benefits of the policy, key product risks, full lists of exclusions, please refer to product summary and policy provision. Terms & Conditions apply to above products. For more information, please refer to respective product pages.
* This refers to the guaranteed annualised rate of return should the policy be held for its entire five-year benefit term.
Planning for Retirement
For all these years you’ve been working so hard for your career and family, and now it’s time for you to start planning for your golden years ahead. To live a carefree life ahead, you will need stable income growth combined with strengthened health protection.
Big Data by Blue
Average Protection Amount
HK＄1,590,000
Life insurance premiums typically increase as you get older. However, you can still enjoy relatively low premiums for life protection with our WeCare Term Life 2. 10.8% of Blue customers aged 45 or above purchased WeCare Term Life 2:
Average Protection Amount
HK＄1,590,000
Wealth Growth Combo
Products recommended for those who plan for retirement
The above initial quote shows the lowest premium based on your age, gender and smoking status (not necessarily with the latest promotions) input in “Get a Quote”. The premium is subject to a range of factors including but not limited to protection amount, protection period, and the health conditions of the life assured. Levy by Insurance Authority also applies. You may refer to the promotion page for details of the latest promotion offers. For the full terms and benefits of the policy, key product risks, full lists of exclusions, please refer to product summary and policy provision. Terms & Conditions apply to above products. For more information, please refer to respective product pages.
* This refers to the guaranteed annualised rate of return should the policy be held for its entire five-year benefit term.
Blue Insurance Limited has joined the “SMS Sender Registration System” Read More